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Insurance Cafe | Specialist Insurance for Hospitality Businesses
We provide insurance designed specifically for cafes, restaurants and hospitality franchises, covering the real risks of running a food and beverage business without charging for coverage you do not need.
Insurance Built for Your Venue, Not the Average Business
Hospitality businesses face specific risks that standard business insurance does not adequately cover. Public liability, food safety incidents, liquor service, equipment breakdown and business interruption all present unique challenges. We assess your specific operations and structure coverage that addresses your actual exposure across kitchen activities, service areas, staff management and customer interactions.
Public liability for injury and property damage on your premises.
Liquor liability for incidents related to alcohol service.
Food safety and contamination coverage including recall costs.
Equipment breakdown protection for commercial kitchen and POS systems.
Business interruption coverage to protect revenue if you are forced to close.
Workers' compensation for kitchen, floor and management staff.
We Assess Your Operations, Not Just Your Category
Determining appropriate insurance for your hospitality business means understanding how you actually operate. We assess your kitchen, service area, staff practices and customer interactions to identify your genuine exposure and explain your options so you can make informed decisions.
Property, Contents and Fitout Protection
Your premises, fitout, equipment, stock and contents represent a significant investment. We ensure your property coverage reflects the true value of what you have built, so a fire, theft or storm does not set your business back further than it needs to.
Making Complex Operations Simple for ASX-Listed Companies
Making Complex Operations Simple for ASX-Listed Companies
Hospitality Insurance Specialists
Our team understands the fast-moving, high-exposure environment of hospitality. We provide practical advice and coverage that works for your venue from day one.
Named 2024 QBE Broker of the Year, Sumit leads Fortuna's insurance division with rare expertise, genuine passion and a track record of protecting what matters most for businesses across Australia.
Sumit Sopori
Managing Director - Insurance
Tanu Arora-Sopori
Principal & Broking Operations Manager - Fortuna Insurance
Winner of Australian Accounting Awards 2022 (New Partner of the Year), Melvyn is a qualified CPA with 2 master’s degrees and over 15 years of international experience. Melvyn specialises in Business Strategies and CFO Services, Accounting & Australian Tax.
Grant Bowen
Account Executive
Winner of Australian Accounting Awards 2022 (New Partner of the Year), Melvyn is a qualified CPA with 2 master’s degrees and over 15 years of international experience. Melvyn specialises in Business Strategies and CFO Services, Accounting & Australian Tax.
Sheree Small
Account Executive
Winner of Australian Accounting Awards 2022 (New Partner of the Year), Melvyn is a qualified CPA with 2 master’s degrees and over 15 years of international experience. Melvyn specialises in Business Strategies and CFO Services, Accounting & Australian Tax.
Alan Ormesher
Claims Manager
Disclaimer: Fortuna Advisory Group Pty Ltd (ABN [XX XXX XXX XXX]) is a Corporate Authorised Representative of [Licensee Name] (ABN [XX XXX XXX XXX], AFS Licence No. [XXXXXX]). Any advice provided is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any advice, please consider whether it is appropriate to your circumstances. Please read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making any insurance decision. Insurance products are subject to eligibility criteria, terms, conditions and exclusions.